If you're tired of giving your money to banks, only to have them charge you for innumerable-but-growing (and never itemized/explained) "service charges" and the ever increasing "transaction fees", you owe it to yourself to check into ING Direct!
Drop me an email and I'll let you know how to get $13.00 FREE with an initial deposit of only $100.00...that translates into an INSTANT 13% rate of return on your investment! Not many "regular banks" offer that just to get you in the door, now do they?